A Personal Insolvency Arrangement (PIA) in most cases allows for you to remain in your family home.
A PIA can allow for some of your debt to be written off. This applies both to secured (mortgage) and unsecured debts (personal loans/credit cards/credit union).
A PIA looks at your entire financial situation, not just your mortgage. Credit cards, personal loans & credit unions will all be dealt with.
As well as seeking a debt writedown where possible, a PIA can also propose to reduce the interest rate and term of your debt.
A PIA consolidates your debts which simplifies your finances considerably.
A PIA can last from a couple of months to a maximum of 7 years. Regardless of the term, you will have a clear date of when you will return to solvency.
We can help protect your home, stop repossession proceedings and stop your creditors seeking payments you can’t afford.
McNamara & Associates
Digital Office Centre
Balheary Road
Swords
Co. Dublin
K67 E5A0
*Free Consultation - to qualify for a free consultation under the Abhaile scheme you must be in mortgage arrears on your family home, be insolvent and at risk of losing your home.
(C) Cathal McNamara & Associates Limited 2023
CATHAL MCNAMARA IS AUTHORISED BY THE INSOLVENCY SERVICE OF IRELAND TO CARRY ON PRACTICE AS A PERSONAL INSOLVENCY PRACTITIONER, SINCE FEBRUARY 18TH, 2021 - ISI AUTHORISATION NO. PI01006
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